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Loan Process Automation

The system for automation of loan process: preparation, review and issuing the credit, signing agreements by the bank with legal and natural persons, monitoring of borrower's creditworthiness and other credit agreement terms fulfillment

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Loan automation

The product gives you the ability to automate work with client credit applications, automate business processes «Time to Yes» and «Time to Money», and work of the credit committee. This will significantly save time and resources, and provide the ability to effectively control the bank’s loan processes or any other company’s crediting

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  • Kundenverzeichnis

    Kundenverzeichnis

    Führen eines Kundenverzeichnisses mit vollständigen Informationen über Kontakte, Details, Dokumente und Vorgänge. Es besteht die Möglichkeit, mit Hilfe von Integrationsfunktionen Daten mit anderen Systemen auszutauschen, sowie eine Konsolidierung der Kundeninformationen an einem einzigen Ort

  • Kreditanträge

    Kreditanträge

    Kreditantragserstellung direkt über die Kundenkarte mit automatischer Herstellung der bilateralen Verbindung

  • Proces biznesowy "Time to Yes"

    Proces biznesowy "Time to Yes"

    Podsystem do obliczania wskaźników kredytowych, współczynników wypłacalności i zabezpieczeń. Automatyczna lub ręczna identyfikacja usług w celu przeglądu i zatwierdzenia wniosku kredytowego lub korekty w razie potrzeby. Automatyczne generowanie skonsolidowanego wniosku z wynikami zatwierdzenia wniosku

  • Automatisierung der Arbeit des Kreditausschusses

    Automatisierung der Arbeit des Kreditausschusses

    Elektronisches Untersystem für die Abstimmung, Feststellung des Quorums und die Einschaltung von Timern für die Durchführung der Abstimmung. Konfiguration der Abstimmungslogik und automatisierte Erstellung des Entscheidungsprotokolls mit anschließender Unterzeichnung mit digitaler Signatur (QES)

  • 24/7-Arbeit mit beliebigen Dokumenten

    24/7-Arbeit mit beliebigen Dokumenten

    Das Produkt bietet alles, was für die komfortable Arbeit mit Dokumenten in allen Phasen des Geschäftsprozesses notwendig ist. Rund um die Uhr Zugriff auf alle Dokumente von jedem Gerät und von jedem Ort aus, Verarbeitung beliebiger Dateitypen, gleichzeitige Bearbeitung und Überprüfung mit Kollegen online und Konvertierung von Textdokumenten zum Download als PDFs

  • Zuverlässige Dokumentenablage

    Zuverlässige Dokumentenablage

    Zentralisierte Ablage für Informationen und Dokumente zu Kreditnehmern, Kreditanträgen, Kreditlimits und Pfandobjekten. Alle Informationen werden zentral gespeichert und sind für die Benutzer entsprechend ihrer offiziellen Befugnisse zugänglich

Why does the softXspace Credit?

  • Time and resources saving

    The product allows you to automate a complete range of crediting business processes, that lead to a significant reduction in document processing time, a reduction of up to 60% in operating losses, a 30% reduction in administrative expenses, and a reduction of financial risks due to delays. The time for approval and signing of documents is reduced from 2-3 weeks to 1 hour. The softXspace platform allows you to implement the product on a completely free stack of server products (OS, DB, application server, and development tools). This will provide a low cost of system ownership and extremely low overheads

  • Standardization and control

    Due to the standardization of all working procedures, you can forget about mistakes while one or another business process. Configure standard approval routes, work with typical document templates, that have passed a legal examination, and provide compliance with regulations and all approved procedures. Provide 100% resolution executions thanks to the term monitoring and on-time performance of work duties. Be assured that documents are moved through all required approval and signing stages

  • Reliable and safe 24/7 access

    The product provides reliable storage of documents in the cloud, avoids data leaks, and provides users secure access at any convenient time. You will be able to have full access to files 24/7 and work from anywhere and at any time, including the ability to teamwork and document online editing, that assists comfortable remote employees operations and interaction simplification of employees from different divisions

Connect integrations

  • Microsoft infrastructure

    Microsoft infrastructure

    The product is fully integrated with the entire Microsoft 365 infrastructure (Outlook, Teams, OneDrive, SharePoint, Word, Excel, Power BI, etc.) and Azure Active Directory. We also help solve individual integration tasks and integrate the product into the company's IT landscape based on Microsoft products

  • Third-party systems

    Third-party systems

    Create a single integrated IT infrastructure by combining the product with third-party systems: ERP, ECM, DMS, and internal portals. Ability to integrate solutions with accounting systems and CRMs (SAP, Salesforce)

  • Cloud and online services

    Cloud and online services

    Possibility to integrate with electronic signature services, online platforms for legally significant electronic document flow, counterparty verification services, etc

Clients

Raiffeisen Bank | Case Studies | soft Xpansion
Raiffeisen Bank

One of the leaders in the banking system of Ukraine

UKRSIBBANK | Case Studies | soft Xpansion
UKRSIBBANK

Ranks second in the TOP-20 most reliable banks in Ukraine

ING Bank | Case Studies | soft Xpansion
ING Bank

Among top 3 banks servicing international clients in Ukraine

Pivdenny Bank | Case Studies | soft Xpansion
Pivdenny Bank

One of the largest commercial banks with Ukrainian capital operating on the domestic financial market

Piraeus Bank | Case Studies | soft Xpansion
Piraeus Bank

The largest Greek bank and the company in the country

Globus Bank | Case Studies | soft Xpansion
Globus Bank

Ukrainian Commercial Bank

ProCredit Bank | Case Studies | soft Xpansion
ProCredit Bank

Part of the Procredit Holding AG group of companies (Germany)

Bank Portal | Case Studies | soft Xpansion
Bank Portal

Modern universal bank

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What's new?

  • Process Automation and Document Management in Microsoft 365: 1-Wk Implementation

    August, 2025

    Discover how softXspace365 automates workflows and document management in Microsoft 365. Fast deployment, no-code setup, digital signatures, analytics, and more — all inside Teams and SharePoint

    Read more

  • Streamlining Contract Management with Low-Code Solutions

    March, 2025

    In this article, we examine how low-code solutions can transform contract management, how to implement workflow automation and the benefits of adopting these tools to increase productivity and reduce errors.

    Read more
  • How Novus Automated Contract Management: Results of the First Phase

    How Novus Automated Contract Management: Results of the First Phase

    March, 2025

    Novus, one of the largest supermarket chains in Ukraine, chose the Low-Code/No-Code platform softXspace to comprehensively automate its contract management processes.

    Read more

Process Automation and Document Management in Microsoft 365: 1-Wk Implementation

August, 2025

Discover how softXspace365 automates workflows and document management in Microsoft 365. Fast deployment, no-code setup, digital signatures, analytics, and more — all inside Teams and SharePoint

Read more

Streamlining Contract Management with Low-Code Solutions

March, 2025

In this article, we examine how low-code solutions can transform contract management, how to implement workflow automation and the benefits of adopting these tools to increase productivity and reduce errors.

Read more
How Novus Automated Contract Management: Results of the First Phase

How Novus Automated Contract Management: Results of the First Phase

March, 2025

Novus, one of the largest supermarket chains in Ukraine, chose the Low-Code/No-Code platform softXspace to comprehensively automate its contract management processes.

Read more

soft Xpansion is an international company with more than 25 years of experience in the development and implementation of software products

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